Udyam registration (MSME): documents, fees and how to apply online and offline
Unlocks MSME benefits: collateral-free credit (CGTMSE), priority-sector loans, protection against delayed payment (45-day rule), subsidies and government tender preferences.
How to apply online, step by step
- Open the Udyam Registration portal and enter the Aadhaar of the owner, managing partner or director; verify the OTP.
- Enter the business PAN; investment and turnover are taken from the income-tax and GST records.
- Add the NIC activity codes, address and bank details, and submit: the certificate with a permanent number is issued online.
How to apply offline (in person)
- Informal micro units can register through the Udyam Assist Platform at Common Service Centres and other designated agencies; the District Industries Centre also helps.
Documents required for Udyam registration (MSME), and how to get each
Aadhaar of each founder (linked to a working mobile number)
Get it online
- Already enrolled: download e-Aadhaar from myAadhaar (uidai.gov.in) with the OTP; update the address online with a proof.
Get it in person
- Enrol, or update the mobile number or biometrics, at an Aadhaar Seva Kendra or bank / post office enrolment centre.
Fee: Enrolment free; updates Rs 50 to Rs 100 · Time: Download instantly; updates up to about 30 days · Official site
PAN card of each founder / director / partner
Get it online
- Instant e-PAN: on the Income Tax e-filing portal choose 'Instant e-PAN', enter Aadhaar and the OTP; the e-PAN PDF arrives in minutes, free.
- Or apply on Protean (NSDL) or UTIITSL with Form 49A for a printed card.
Get it in person
- Fill Form 49A at a PAN centre (Protean / UTIITSL facilitation centre), attach ID, address and date of birth proof and a photo, pay the fee; the card is posted to you.
Fee: Instant e-PAN free; printed card about Rs 107 (Indian address) · Time: Minutes (e-PAN); about 2 weeks (printed card) · Official site
Bank account proof in the business name (cancelled cheque or bank statement)
Get it online
- Many banks open a current account online after incorporation using the certificate, PAN and a video KYC.
Get it in person
- Visit a branch with the incorporation certificate or registration, business PAN, MoA / AoA or deed, board resolution and the signatories' KYC; collect the cheque book.
Fee: Free; minimum balance set by the bank · Time: 1 to 7 days
Questions people ask
How much does Udyam registration (MSME) cost?
Free (no fee is charged by the government)
How long does Udyam registration (MSME) take?
Same day
Who issues Udyam registration (MSME)?
Ministry of Micro, Small and Medium Enterprises
Can I apply for Udyam registration (MSME) without an agent?
Yes. Every step above can be done by the founder on the official portal or at the office; agents and consultants are optional.
Official source: https://udyamregistration.gov.in/. Rules and fees change; the official page is the authority. Checked October 2026.
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