Government Schemes: Eligibility and How to Apply
Central, State and district schemes, women's safety services and startup support: who can apply, the documents to keep ready, the official application link and step-by-step instructions, including the office route where there is no online form.
| Scheme | Who it is for |
|---|---|
| Aam Aadmi Clinics and 300 units of free electricity | Anyone can walk in. Consultation, the listed tests and medicines are free. |
| Aama Yojana (now Aama Sashaktikaran Yojana) and Sikkim Garib Awas Yojana | Married mothers in Sikkim who are not in employment, whose names are on the State's electoral roll. |
| Abhaya / Abhayam (Andhra Pradesh) | Passengers of autorickshaws and cabs fitted with Abhayam devices in the covered cities of Andhra Pradesh. |
| Abua Awas Yojana | Permanent residents of Jharkhand who live in a kutcha house or have no house. |
| Admission to IITs, NITs and Central universities | IITs admit through JEE Main followed by JEE Advanced. NITs, IIITs and other centrally funded institutes admit through JEE Main and JoSAA counselling. |
| Agriculture Infrastructure Fund | Farmers, FPOs, primary agricultural credit societies, cooperatives, self-help groups, agri-entrepreneurs, startups and State agencies. |
| AIIMS and Central medical institutes | Patients: anyone can register for treatment in the OPD of AIIMS and other Central government hospitals. |
| Annadata Sukhibhava | Farmer families in Andhra Pradesh: land-owning farmers, and tenant farmers who hold a Crop Cultivator Rights Card (CCRC). |
| Assistance for buying agricultural drones | Individual farmers: 50% of the cost up to Rs 5 lakh for small and marginal, SC/ST, women and North-Eastern farmers, and 40% up to Rs 4 lakh for others. |
| Atal Ayushman Uttarakhand Yojana | Every family resident in Uttarakhand: cashless hospital treatment up to Rs 5 lakh a year. |
| Ayushman Bharat PM-JAY SEHAT | All residents of Jammu and Kashmir: Rs 5 lakh cashless cover a family a year. Families in the SECC list are covered by PM-JAY and the rest by SEHAT. |
| BIRAC Biotechnology Ignition Grant (BIG) | Individual innovators (who set up a company if selected) and early-stage startups (company or LLP with majority Indian shareholding) with a proof-of-concept ide |
| CGTMSE (collateral-free credit for micro and small enterprises) | New and existing micro and small enterprises in manufacturing, services and retail trade, with Udyam registration. |
| Chief Minister Arogya Arunachal Yojana | Arunachal Pradesh Scheduled Tribe (APST) families. |
| Chief Minister's Health Insurance Scheme, Nagaland | General category: indigenous inhabitants and permanent residents of Nagaland not covered by Ayushman Bharat PM-JAY, with an Indigenous Inhabitant Certificate or |
| Chief Minister-gi Hakshelgi Tengbang | Families in Manipur identified under SECC, Antyodaya card holders, widows and persons with disabilities, after beneficiary verification. |
| Credit Guarantee Scheme for Startups | DPIIT-recognised startups that are not in default to any lender. |
| Cyber crime against women and children | Anyone can report. Complaints about sexual content involving women or children can be made without giving your name. |
| DAY-NRLM self-help groups | Women from poor rural households, one woman per household, joining self-help groups of 10 to 20 members. |
| Delhi government schools | Children living in Delhi can take admission in Delhi government schools. |
| DPIIT startup recognition | A private limited company, LLP or registered partnership firm incorporated less than 10 years ago. |
| DST NIDHI-PRAYAS | Indian citizens aged 18 or more, or startups with annual turnover below Rs 25 lakh in every year. |
| Emergency Response Support System (112) | Anyone in an emergency, anywhere in India. |
| Fast Track Special Courts | Rape and POCSO cases are tried in these courts where they are set up. Victims do not apply: the case is assigned to the court. |
| Fertiliser subsidy (urea and nutrient-based subsidy) | Every farmer who buys fertiliser from an authorised retailer pays the subsidised price. The subsidy itself is paid to the fertiliser company, not to the farmer. |
| FOCUS (Farmers Collectivisation for Upscaling Production and Marketing System) | Producer groups of 10 to 20 farmers from the same village working in the same or a similar farm or allied activity. |
| Free bus travel for women (Saheli Pink Smart Card) | Women, girls and transgender persons aged 5 and above who live in Delhi, with an Aadhaar showing a Delhi address. |
| Free maternity care under the National Health Mission (JSY and JSSK) | Janani Shishu Suraksha Karyakram: every pregnant woman delivering in a public health facility gets free delivery (including caesarean), medicines, tests, diet, |
| Free rice for ration card holders (Puducherry) | Families holding a ration card issued by the Puducherry Directorate of Civil Supplies and Consumer Affairs. |
| Griha Aadhar and Dayanand Social Security Scheme | Married, widowed or divorced women over 18 who were born in Goa or have lived there for at least 15 years. |
| Gruha Lakshmi | The woman named as head of the family on an Antyodaya, BPL or APL ration card in Karnataka. |
| Har Ghar Nal Ka Jal (Saat Nischay) | Every household in Bihar is meant to get a free tap connection. There is no application and no fee. |
| Indira Gandhi Pyari Behna Sukh Samman Nidhi Yojana | Women aged 18 to 59 who are permanent residents of Himachal Pradesh. |
| Jal Jeevan Mission (household tap water) | Every rural household is meant to get a working tap connection. There is no individual application or fee. |
| Kalaignar Magalir Urimai Thogai | The woman head of family named in the ration card, aged 21 or above. |
| Kanyashree Prakalpa | K1 annual scholarship: unmarried girls aged 13 to 18 studying in Class 8 to 12, or an equivalent vocational or technical course. |
| Kendriya Vidyalaya admission (PM SHRI schools) | Class 1: the child must be at least 6 and under 8 years old on 31 March of the admission year. Balvatika classes take children from 3 years. |
| Lakshmir Bhandar | Women aged 25 to 60 who are permanent residents of West Bengal. |
| LIFE Mission | Landless and homeless families, families with land but no house, and families whose house is unfit to live in, in Kerala. |
| Mahatma Jyotirao Phule Jan Arogya Yojana | Families living in Maharashtra with a ration card (yellow, orange, Antyodaya, Annapurna or white). The State scheme now runs together with Ayushman Bharat PM-JA |
| Mahtari Vandan Yojana and Krishak Unnati Yojana | Married women aged 21 or more who are local residents of Chhattisgarh, including widowed, divorced and deserted women. |
| Marriage allowance for a widow's daughter (Puducherry) | A widow whose annual income is not more than Rs 75,000, and who is a native of Puducherry by birth or has lived there continuously for at least 5 years. |
| MeitY SAMRIDH | Software product startups with a product and early traction, selected by an accelerator taking part in SAMRIDH. |
| MGNREGA (rural employment) | Any adult member of a rural household who is willing to do unskilled manual work. The household gets up to 100 days of work a year. |
| Mizoram Bana Kaih (Handholding) Scheme | Permanent residents of Mizoram aged 18 to 60 with a viable livelihood or business project. Government employees cannot apply as individuals. |
| Mohalla Clinics / Ayushman Arogya Mandirs (Delhi) | Anyone can walk in. Consultation, basic tests and medicines are free. |
| Monthly assistance for women (Mahila Samriddhi Yojana) and Electricity subsidy and Free bus travel (Saheli Pink Smart Card) | As announced: women aged 21 to 60 who live in Delhi, from families with income below Rs 2.5 lakh a year, registering with a Delhi-address Aadhaar. |
| Mukhyamantri Abhyudaya Yojana | Students from Uttar Pradesh preparing for competitive exams such as UPSC, UPPSC, NEET, JEE, NDA, CDS and SSC. |
| Mukhyamantri Ayushman Arogya Yojana (MAA) | Families living in Rajasthan with a Jan Aadhaar card. |
| Mukhyamantri Kanya Sumangala Yojana | Families living in Uttar Pradesh with an annual income up to Rs 3 lakh. |
| Mukhyamantri Kisan Sahay Yojana | Farmers in Gujarat who hold the land in the record of rights (and forest-rights holders) whose crops are damaged by drought, excess rain or unseasonal rain. |
| Mukhyamantri Konya Atmonirbhor Yojana | Girl students in the first semester of a degree course in Tripura. |
| Mukhyamantri Ladli Behna Yojana | Married women, including widowed, divorced and deserted women, aged 21 to 60, who are local residents of Madhya Pradesh. |
| Mukhyamantri Mahila Udyami Yojana | Women and transgender persons who are permanent residents of Bihar, aged 18 to 50. |
| Mukhyamantri Majhi Ladki Bahin Yojana | Women aged 21 to 65 who live in Maharashtra: married, widowed, divorced, abandoned or destitute women, and one unmarried woman per family. |
| Nari Adalat (village women's courts) | Women in the Gram Panchayats where a Nari Adalat runs. It began as a pilot in Assam and Jammu and Kashmir and is being extended to more States. |
| Nirbhaya Fund services | Women and girls anywhere in India can use the services the fund pays for. |
| One Stop Centres (Sakhi) and Women Helpline 181 | Any woman or girl facing violence at home, at work or in public, whatever her caste, class, religion, age or marital status. |
| Orunodoi 3.0 | Women of families enrolled under the National Food Security Act (ration card) in Assam. All Antyodaya (AAY) families are covered. |
| Panic buttons and tracking in public transport | All passengers of buses, taxis and other public service vehicles fitted with AIS-140 tracking devices and panic buttons. |
| Parivar Pehchan Patra (family ID) and Chirayu Haryana (Ayushman Bharat extension) | Every family living in Haryana. It is needed for most State schemes and services. |
| Pashmina development (Ladakh) | Pashmina goat herders of Changthang in Ladakh. |
| PM Formalisation of Micro Food Processing Enterprises (PMFME) | Individual micro food-processing units (proprietorship or partnership), and FPOs, self-help groups and cooperatives. |
| PM Surya Ghar (rooftop solar) and PM E-DRIVE (electric vehicles) | Households with an electricity connection and a suitable roof that have not taken another rooftop solar subsidy. |
| PM SVANidhi | Street vendors selling in urban areas who hold a Certificate of Vending or identity card from the urban local body (ULB). |
| PM Vishwakarma | Artisans and craftspeople aged 18 or more, self-employed in one of the 18 family-based trades: carpenter, boat maker, armourer, blacksmith, hammer and tool-kit |
| PM-KISAN | Farmer families (husband, wife and minor children) who own cultivable land in their names in the State land records. |
| PMAY - Gramin and PMAY - Urban 2.0 | Rural households without a house, or living in a kutcha or dilapidated house, found in the Awaas+ survey or the SECC 2011 lists. The house is in the name of the |
| PMEGP margin money subsidy | Individuals aged 18 or more. For projects above Rs 10 lakh in manufacturing or Rs 5 lakh in services, at least Class 8 pass. |
| Pradhan Mantri Awas Yojana - Gramin | Rural households without a house, or living in a kutcha or dilapidated house, found in the Awaas+ survey or the SECC 2011 lists. |
| Pradhan Mantri Awas Yojana - Urban 2.0 | Urban families in the EWS (income up to Rs 3 lakh a year), LIG (Rs 3 to 6 lakh) or MIG (Rs 6 to 9 lakh) groups. |
| Pradhan Mantri Matru Vandana Yojana | Pregnant women and nursing mothers, for the first child, and for the second child if it is a girl. |
| Pradhan Mantri MUDRA Yojana | Micro enterprises in manufacturing, trading and services, and allied farm activities such as dairy, poultry and beekeeping, needing loans up to Rs 20 lakh. |
| Pudhumai Penn | Girls who studied Class 6 to 12 in Tamil Nadu government schools and have joined their first higher-education course: degree, diploma, ITI or professional cours |
| RKVY-RAFTAAR agribusiness incubation | Agriculture and allied-sector entrepreneurs and startups selected by an RKVY Agribusiness Incubator (R-ABI). |
| Rythu Bharosa and Indiramma Indlu (housing) | Farmers who own cultivable land recorded in the Bhu Bharati land records (with a pattadar passbook). |
| Safe City projects | There is no application. The projects pay for CCTV, lighting, women police outposts and control rooms in the selected cities. |
| Safety on trains and at stations | All passengers. |
| Sakhi Niwas (working women's hostels) and Palna (creches) and Shakti Sadan (shelter homes) | Working women and women under job training, whatever their caste, religion or marital status. |
| Samagra Shiksha for girls (Kasturba Gandhi Balika Vidyalayas) | Girls from SC, ST, OBC, minority and BPL families, given priority in Kasturba Gandhi Balika Vidyalayas: free residential schools in educationally backward block |
| Shelter and anti-trafficking homes (now Shakti Sadan) | Women in difficult circumstances: deserted women, survivors of violence and trafficking, and women without family support who need shelter. Swadhar Greh and Ujj |
| Solar programmes in Ladakh | There is no single application for the mission itself. |
| Stand-Up India | SC or ST and/or women entrepreneurs aged 18 or more. |
| Startup India Seed Fund Scheme | A DPIIT-recognised startup incorporated not more than 2 years before applying. |
| State startup policy support | Startups registered in the State (and usually DPIIT-recognised) that meet the State startup policy's conditions. Support often includes seed grants, a monthly s |
| Subhadra Yojana and Health cover (Gopabandhu Jan Arogya Yojana, which replaced BSKY) | Women aged 21 to 60 who are permanent residents of Odisha. |
| Swachh Bharat Mission: household toilet incentive | Rural households without a toilet that have not had toilet help under any other programme: BPL households, SC and ST households, households with a person with d |
| Women Help Desks in police stations | Any woman can go to the Women Help Desk of a police station. |
| Yuva Nidhi | Graduates and diploma holders domiciled in Karnataka who passed in the academic year 2022-23 or later. |