Ayushman Bharat PM-JAY (health cover): eligibility, documents and how to apply for it
Who can apply
- Cover of up to Rs 5 lakh a family a year for hospital treatment in empanelled hospitals, for families listed under the scheme (the poorest 40% of the population, about 12.37 crore families).
- Since 29 October 2024, everyone aged 70 or above is covered for up to Rs 5 lakh a year whatever their income (Ayushman Vay Vandana card).
How to apply for Ayushman Bharat PM-JAY (health cover), step by step
- Check whether your family is listed, and create the Ayushman card, on beneficiary.nha.gov.in or in the Ayushman App, with Aadhaar.
- Aged 70 or above: enrol in the app or on the portal, or at an empanelled hospital or Common Service Centre.
- At an empanelled hospital, show the Ayushman card or Aadhaar at the scheme's help desk. Treatment covered by the scheme is free.
- For help call 14555. If a hospital asks for money for covered treatment, complain on the same number or to the State Health Agency.
Sources: Parliament Question: Comprehensive health plan for senior citizens, PIB
JanWatchdog does not take applications, documents or fees. Apply on the official portal or at the office named above; applying is free and no agent is needed.
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